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Experienced Senior Supervisor with a demonstrated history of working in various banking industry positions. Strong professional, focusing on technology and cyber risks, cloud services, digital and crypto assets (incl. stablecoins and CBDC), fintech implications in the banking sector, as well as EU policy developments on digital finance, artificial intelligence and data management. Technology-oriented studies linked with an MBA and vast experience on risk-based supervision/audit, policy analysis & making, innovation, fintech, regtech, suptech, payments, regulatory compliance, combining the best of both worlds. Thomas is a passionate advocate for cyber risk awareness and resilience, and he is excited to share his knowledge and insights.